Stories By Oscar Garcia

  • If your parents create “my Social Security” accounts, you can help them use their accounts to manage areas of their Social Security business.
  • Currently, two-thirds of Americans over the age of 65 rely upon Social Security for at least half of their monthly income. With such a dependency upon benefits, it is hard to envision our country without the program.
  • Recent analysis from the nonpartisan Employee Benefit Research Institute, shows a quarter of younger workers believe that Social Security will not be part of their income in retirement. This compares with 13 percent of those over 45 who believe...
  • For example, if you are replacing your Social Security card, you will need original or certified copies of the required documents, which include proof of citizenship and identity.
  • Those who want to report Social Security fraud can call the agency’s hot line or report it to the Office of the Inspector General.
  • The Social Security Administration has expanded the online services available through its “my Social Security” portal available, announcing that Medicare beneficiaries now can obtain a replacement using the portal.
  • Wounded military service members can receive expedited processing of their disability claims.
  • Social Security has many tools to help you plan for your future.
  • Benefits are based on your highest 35 years of work. If you have fewer than 35 years of work, there will be years of zero earnings that will go into the calculation of your benefits.
  • For example, Social Security has identified ALS as a medical condition so severe that it meets the agency’s strict definition of disability. It has been included the disease on our Compassionate Allowances list.
  • If you need proof of your status when it comes to getting Social Security benefits, Supplemental Security Income or Medicare, go online and use your personal “my Social Security” account to get an instant benefit verification letter.
  • I was previously married, and I would like to know what my options are for benefits on my ex-spouse’s record as well as my own record. Can you please explain the rules for divorced spouse’s benefits?
  • “My Social Security” account and the Retirement Estimator are among the online tools available.
  • Any “my Social Security” accountholder who misplaces their original SSA-1099 will be able to request an instant replacement from our menu of online services. You also can review your Social Security statement.
  • Social Security recently announced the agency will expand its hours nationwide. This change comes as a result of Congress’ approval of the fiscal year 2015 budget.
  • Teacher retirement pension will affect wife’s Social Security eligibility on spouse’s record.
  • You can arrange it when you apply for benefits or work with the IRS to get taxes withheld from benefits you’re already receiving.
  • Oscar Garcia answers readers’ questions about disability benefits.
  • Social Security understands that unexpected changes may occur after you begin receiving retirement benefits. If you change your mind, you may be able to withdraw your Social Security claim and reapply at a future date.
  • A child’s benefits stop with the month before the child reaches age 18, unless the child is either disabled or is a full-time elementary or secondary school student.